Debit Card

Debit Card Convenience

Looking for a convenient and easy way to pay? Use our debit card, and your purchases will be deducted directly from your checking account. Shopping with our debit card is quick and safe, plus it is accepted at millions of locations online and in-store. Plus, your State Bank debit card is free with any personal checking account.

Pick A Card, Any Card. Consumer and Business debit card design infographic.

If you’re in need of a new or quick replacement debit card, State Bank offers debit cards same-day. We know how important convenience is so we make the process fast and easy. You can choose from any of the following designs shown.

Additional Features

Apple Pay®, Google Pay®, and Samsung Pay®

Apple Pay, Google Pay, and Samsung Pay offer an easy and secure way to pay with your State Bank Debit Card. Enjoy the convenience of just waving your mobile device over a merchant’s payment terminal at checkout.

Shop Securely

When using Apple Pay, Google Pay, and Samsung Pay you will receive the same fraud protection as you would when using your physical debit card. You will also receive an added layer of security to protect your personal information. When using your mobile wallet: your mobile device will send a unique, one-time passcode to the merchant’s terminal that doesn’t contain your debit card’s name or number.

Where to Shop

Accepted almost anywhere, you can use Apple Pay, Google Pay, and Samsung Pay at merchants where mobile payments are accepted, in stores and online. Look for the following symbols:

Mobile wallet logos for Apple Pay, Google Pay, Samsung Pay, Tap to pay.

Get Started!

  • Apple Pay: Go to Wallet on your eligible iPhone, iPad, or MacBook. Tap to Add Debit Card and follow the steps and prompts on your screen.
  • Google Pay: Look for the pre-installed Google Pay app on your compatible Android device. Tap to add a debit card and follow the steps and prompts on your screen.
  • Samsung Pay: Look for the pre-installed Samsung Pay app on your compatible Galaxy device. Tap to add a debit card and follow the steps and prompts on your screen.

Once you have uploaded your State Bank Debit Card to Apple Pay, Google Pay, and Samsung Pay, enjoy the ease of shopping with your mobile wallet! 

Protect Your Card With SecurLOCK Equip®

SecureLOCK Equip® is an easy to use mobile app that puts the power to protect your debit card in your hands. Simply use the app to turn your card on and off in real time as needed. Or customize your card by setting permissions. It’s that easy!

Frequently Asked Questions

What is SecurLOCK™ Equip?

SecurLOCK Equip is a mobile app that allows you to control how, when, and where your debit cards are used. It is a simple and secure way to manage and monitor your payment transaction activity.

How do I get the SecurLOCK Equip app?

SecurLOCK Equip is available on both Apple and Android mobile devices. Once the app has
successfully downloaded to your mobile device, you can begin the card registration process.

Is there a fee to use the app?

No. It is provided to you at no cost so you can have more control over your card.

What is a real-time alert?

A real-time alert is an immediate push notification sent to the app. You can select to be alerted on
all payment transactions or you can choose just to be alerted for “selected” transactions. Alerts
are available by spend limits, location, transaction type and/or merchant category.

How long does it take for a control or alert setting to take effect?

Controls and alerts come into effect immediately after you save your preferences.

If I have my card turned off will my recurring transactions go through?

Yes. Recurring transactions (Auto Pay) will be approved while your card is turned OFF, unless
recurring transactions have been turned OFF prior to your card being turned OFF.

What are Alert Preferences?

Alerts let you know every time a card transaction is attempted. You can choose to be alerted for
all, or individually selected transactions. Selected alerts are also available by location, transaction
type, merchant type, and threshold amount.

What if my smartphone is stolen? How secure is the app?

A password is required to login to the app. Additionally, the app does not store personal information
on your mobile device and will only ever display the last four digits of your card number.

Debit Card Security

State Bank has partnered with TransFund to implement a card monitoring system. To protect your account, we monitor your ATM/debit card transactions for potential fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world.

If we suspect fraudulent activity, we’ll be calling you to validate the legitimacy of your transactions. Your participation in responding to our call is critical to prevent potential risk and avoid restrictions we may place on the use of your card.  Our goal, quite simply, is to minimize your exposure to risk and the impact of any fraud. To ensure we can continue to reach you whenever potential fraud is detected, please keep us informed of your correct number and address at all times.

We encourage debit card holders to be diligent in monitoring transaction activity on your account and to contact us immediately if you identify any fraudulent transactions.

We love to cheer for and support our local schools. And now you can join us in supporting your favorite local school with Mascot Debit Cards that make a donation to the school of your choice each time you use your card. Show off your school spirit and contact us today to learn more about our new Mascot Debit Cards.

Participating Schools:

Grain Valley R-V

Concordia R-II

Santa Fe R-X

St. Paul Lutheran High School

St. Paul’s Lutheran Elementary School

Trinity Lutheran School

Oak Grove R-VI

Report a lost or stolen debit card

If you need to report a lost or stolen debit card, please call 1-888-263-3370.