Loans

State Bank offers a wide variety of loans, which feature competitive rates, flexible repayment plans and friendly, helpful service.

Do you dread the complicated, frustrating process that can go along with applying for a loan? At State Bank, it’s different. As an independently-owned community bank, our loan officers will work with you personally and get you answers quickly. We don’t make you jump through the hoops that other banks might have, and will assist you throughout the loan process. We want to be your financial partner and serve all of your financial needs … now and in the future!

Loan types we offer:

Consumer Loans

Home Loans

  • Construction Loans
  • Chillicothe State Bank – Real Estate/Home Loan
    • Download Application – If you plan to obtain a loan for the purchase or refinance of your principal residence.
    • Download Application – If you plan to obtain a loan for purposes other than the purchase or refinance of your principal residence.
  • State Bank of Missouri – Real Estate/Home Loans
    • Download Application – If you plan to obtain a loan to be secured by a dwelling.
    • Download Application – If you plan to obtain a loan for temporary financing or a loan to be secured by unimproved land.
  • Home Equity Lines of Credit / Home Improvement Loans

Commercial Loans