Account Options
At State Bank, we know you deserve to have it all–banking conveniences, everyday savings, and peace of mind. Answer a few simple questions and we can find the best fit for your checking needs!
Premium Checking
Q: Do you maintain a minimum balance of $1,500 in your account?
Value Checking
Q: Do you have a cell phone or look for details when you shop?
Basic Checking
Q: Do you want a low cost account with basic benefits?
There’s more…
Money Market Account
With a State Bank Money Market account, you’ll earn an even higher rate of interest on required minimum balances, while still enjoying access to your funds! When you open a Money Market account with a minimum of $1,000, you’ll enjoy the benefits of:
- Competitive interest paid on required minimum balances
- Check images returned to you monthly
- FDIC Insured
Anywhere Banking Tools
Online Banking
Mobile Banking
Bill Pay
Debit Card
E-Statements
1 Cell phone protection, personal identity theft benefit, and roadside assistance are subject to additional terms and conditions at BaZing.com. 2 Insurance products are: NOT A DEPOSIT. NOT INSURED BY THE FDIC. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK. 3 Fee will apply if less than three bills are processed per month. 4 Message and data fees may apply. Consult your phone carrier.
*Customers of Chillicothe State Bank: $25 fee for all overdraft and return item fees except one time point-of-sale transactions and automated teller machine (ATM) withdrawals. Any and all overdrafts including overdraft charges and returned check charges are payable and due upon demand. Categories of transaction which may be presented for payment and be imposed a fee are transactions created by check, in-person withdrawals or certain electronic means. Whether the overdraft is paid is discretionary and we reserve the right not to pay an item. We typically do not pay overdrafts if your account is not in good standing and you are not making regular deposits to your account. You must bring your account to a positive balance (not overdrawn) at least once every thirty (30) days. If your account has the Overdraft Privilege Program available, you will have a maximum of $150.00 per day in Overdraft Fees.
*Customers of State Bank of Missouri: $30 fee for all overdraft and return item fees except one time point-of-sale transactions and automated teller machine (ATM) withdrawals. Any and all overdrafts including overdraft charges and returned check charges are payable and due upon demand. Categories of transaction which may be presented for payment and be imposed a fee are transactions created by check, in-person withdrawals or certain electronic means. Whether the overdraft is paid is discretionary and we reserve the right not to pay an item. We typically do not pay overdrafts if your account is not in good standing and you are not making regular deposits to your account. You must bring your account to a positive balance (not overdrawn) at least once every thirty (30) days. If your account has the Overdraft Privilege Program available, you will have a maximum of 4 Overdraft Fees per day.