Rev. 12/2022
| FACTS | WHAT DOES CHILLICOTHE STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and account balances • Account transactions and transaction history • Credit history and payment history When you are no longer our customer, we continue to share your information as described in this notice. |
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Chillicothe State Bank chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does Chillicothe State Bank | Can you limit this sharing? |
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| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes – to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes – information about your creditworthiness | Yes | Yes |
| For our affiliates’ to market to you | No | We don’t share |
| To limit our sharing |
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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| Questions? | Call 660-646-5120 or go to www.gostatebank.com |
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| Mail-in Form | ||||||||||
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| Mark any/all you want to limit: _ Sharing for our affiliate’s everyday business purposes – information about your creditworthiness
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| Mail To: | Chillicothe State Bank P.O. Box 590 Chillicothe, MO 64601 |
| Who we are | |
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| Who is providing this notice? | Chillicothe State Bank |
| What we do | |
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| How does Chillicothe State Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does Chillicothe State Bank collect my personal information? | We collect your personal information, for example, when you • Open an account or deposit money • Pay your bills or use your debit card • Apply for a loan We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes — information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Treat an opt-out direction by a joint consumer as applying to all of the associated joint consumers. |
| Definitions | |
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| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • Chillicothe State Bank shares information with our affiliate State Bank of Missouri. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Chillicothe State Bank does not share with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Chillicothe State Bank does not jointly market. |
| Other important information |
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| N/A |