Online Banking Login Security Statement

Privacy Policy

FACTS

WHAT DOES CHILLICOTHE STATE BANK, STATE BANK OF MISSOURI,
AND THE STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
• Social Security number and account balances
• Account transactions and transaction history
• Credit history and paym ent history
When you are no longer our customer, we continue to share your information as described in this
notice.

How?

All financial companies need to share customers' personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers' personal information; the reasons Chillicothe State Bank, State Bank of Missouri, and
The State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information. Does Chillicothe State Bank,
State Bank of Missouri and
The State Bank share?
Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We Don’t Share
For our affiliates' everyday business purposes -
information about your transactions and experiences
No We Don’t Share
For our affiliates' everyday business purposes -
information about your creditworthiness
No We Don’t Share
For our affiliates' to market to you No We Don’t Share

Questions?

Call Chillicothe State Bank: (660) 646-5120, State Bank of Missouri: (660) 463-2194,
or The State Bank (816) 776-7070

Who we are

Who is providing this notice? Chillicothe State Bank, State Bank of Missouri, and The State Bank

What We do

How does Chillicothe State Bank,
State Bank of Missouri, and The State
Bank protect my personal information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
How does Chillicothe State Bank,
State Bank of Missouri, and The State
Bank collect my personal information?
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or use your debit card
• Apply for a loan
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the fight to limit only

• sharing for affiliates’ everyday business purposes — information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be
financial and nonfi nancial companies.
  • Chillicothe State Bank, State Bank of Missouri, and The State Bank
    does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be
financial and nonfi nancial companies.
  • Chillicothe State Bank, State Bank of Missouri, and The State Bank
    does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
  • Chillicothe State Bank, State Bank of Missouri, and The State Bank
    does not jointly market.