Loans
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Do you dread the complicated, frustrating process that can go along with applying for a loan? At State Bank, it's different. As an independently-owned community bank, our loan officers will work with you personally and get you answers quickly. We don't make you jump through the hoops that other banks might have, and will assist you throughout the loan process. We want to be your financial partner and serve all of your financial needs ... now and in the future!

State Bank offers a wide variety of loans, which feature competitive rates, flexible re-payment plans and friendly, helpful service.

• Consumer/Personal Loans (download all applications, PDF 42 KB)
• Auto & Truck Loans (download all applications, PDF 42 KB)
• Home Equity/Home Improvement Loans (download all applications, PDF 9.78 MB) Chillicothe State Bank customers only
• Construction Loans
• Real Estate/Home Loans (CHILLICOTHE STATE BANK)
  • Click here (PDF, 271 KB) if you plan to obtain a loan for the purchase or refinance of purchase money on your principal residence.
    (download all home purchase applications, PDF 9.83 MB)
  • Click here (PDF, 342 KB) if you plan to obtain a loan for purchases other than the purchase or refinance of purchase money on your principal residence.
    (download all non-home purchase applications, PDF 9.83 MB)
• Real Estate/Home Loans (STATE BANK OF MISSOURI)
  • Click here (PDF, 271 KB) if you plan to obtain a loan for the purchase or refinance of purchase money on your principal residence.
    (download all home purchase applications, PDF 9.83 MB)
  • Click here (PDF, 342 KB) if you plan to obtain a loan for purchases other than the purchase or refinance of purchase money on your principal residence.
    (download all non-home purchase applications, PDF 9.83 MB)
• Real Estate/Home Loans (THE STATE BANK)
  • Click here (PDF, 271 KB) if you plan to obtain a loan for the purchase or refinance of purchase money on your principal residence.
    (download all home purchase applications, PDF 9.83 MB)
  • Click here (PDF, 342 KB) if you plan to obtain a loan for purchases other than the purchase or refinance of purchase money on your principal residence.
    (download all non-home purchase applications, PDF 9.83 MB)
• Small Business Loans
• Commercial Loans (download all applications, PDF 153 KB)
  • We May Also Require Worksheet (DOC, 25 KB)
• Agriculture/Farm Loans (download all applications, PDF 218 KB)