CDs & IRAs
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Certificates of Deposit
If you're looking to park your savings in an investment that offers higher yields and FDIC insurance, a State Bank Certificate of Deposit may be for you. We offer attractive terms and competitive rates of interest that can be paid out directly to you, or left to compound and grow in the certificate. With a State Bank CD, you'll enjoy:

• Periodic notices highlighting the return on your investment
• Competitive rates of interest and a wide variety of terms to meet your needs
• Friendly account professionals to explain the options available to you
• FDIC Insured

Individual Retirement Account - Roth & Traditional
At State Bank, we're putting the INDIVIDUAL back in Individual Retirement Accounts. We realize the importance of planning for a solid financial future and we strive to meet the personal needs of each customer, whether they choose a Traditional or Roth IRA. By funding an IRA at State Bank, you'll enjoy:

• Competitive rates of interest and a wide variety of terms to fit your investment plans
• Detailed, annual statements highlighting the performance of your investment
• Tax-deferred or tax-free interest, depending on the type of IRA you choose
• In some cases, tax-deductible contributions
• FDIC Insured

To ensure you maximize the benefits of a State Bank IRA, it's always a good idea to consult a tax advisor to see which type of IRA will best suit your needs.