NEW! Small Business Advantage Account
State Bank is proud to announce a NEW checking product designed for the needs of small business customers. The Small Business Advantage Account can be opened with as little as $100 making it ideal for both new and mature business customers. Plus, super-low account fees are perfect for an at-home or small transaction business. Visit with a member of State Bank's customer service team to learn about this new account today!  

Cash Management
A big part of managing your business is managing your cash. Whether your business is small or large, just starting out or well established, State Bank has the products and services that will help you better manage your cash, so you'll have the time to better manage your business.

• Payroll Direct Deposit
  Eliminate the cost of writing and distributing checks, and offer added convenience to your employees. State Bank's payroll direct deposit gives you the tools to electronically transfer payroll funds directly into your employees' accounts, saving time and money associated with manual processing.
• Depository Transfers
  No need to visit the bank, transfer funds electronically between your accounts at State Bank, or other financial institutions. Next day transfers are processed electronically between your company accounts.
• Import/Export Capability
  Reduce error and save valuable time by eliminating the need to re-key data with our Import/Export functionality. Manage large ACH files locally on a spreadsheet for uploading into a batch, or easily import or export tab-delimited files to spreadsheet applications.
• Electronic Federal Tax Payments
  Put the control in your hands. With our Electronic Tax Payments service, you can directly initiate an "ACH CREDIT" for different types of federal tax payments, such as 941 payroll tax deposits. Our system will create the ACH credit to the US Treasury in accordance with Federal tax payment requirements.
• Collect Payments
  Save time and money by replacing invoicing with EFT payments from authorized consumer accounts. Use our Collect Payments template to originate EFT payments from your consumer accounts, whether authorized in writing, by phone, or over the Web.
• Online Bill Pay
  Get access to your bank accounts 24x7, 365 days a year with online Business Bill Pay. Schedule one-time payments, or get better organized by scheduling your bills in advance – and you can easily retrieve up to 6 months of your bill payment history for reconciliation. Online bill pay saves you money and affords you the time to concentrate on your business.
• Sub-User Administration
  Be in charge of your business banking with Sub-User Administration. Save valuable time and increase efficiencies by conveniently assigning specific account access, dual control privileges, and transaction limits to your employees independently, without direct communication with your financial institution.
• Check Imaging
  View your checks and deposit slips within your Internet banking account. No waiting for copies of cancelled checks and helping you easily track your businesses transactions.
• Notify Me Alerts
  This notification feature allows you to designate what type of account activity, such as overdraft alerts, balance alerts, and large transaction alerts, you would like to be notified of via e-mail. As soon as one of your designated events occur, you will immediately be notified.
• Quicken and QuickBooks Download
  Download your account history in Quicken WebConnect and QuickBooks WebConnect file formats. Transactions will be reconciled against any transactions already entered in your account register, as well as matched against any transactions you have already entered to eliminate duplicate download entries.
• Balance Reporting
  With this feature, you'll never have to wait for your monthly statement to reconcile your account register. Balance reporting allows you to get a full report of the current or previous day's transactions and easily manage your finances.

 View our online demo.

Flashback CD
At State Bank, our business is helping your business prosper. Our Flashback CD is a one-source archive for all your State Bank financial records. Your monthly checking statements, canceled check images and deposits are available on one easy-to-access CD-ROM. Our Flashback CD makes research easy and eliminates the need for long-term paper storage. Yearly history on all business deposit accounts available.