Business Checking Account (Analyzed)
A perfect fit for established and high transaction businesses. See
customer service representative for fees and earnings credits.
Small Business Advantage Account
State Bank is proud to offer a checking product designed for
the needs of small business customers. The Small Business Advantage
Account can be opened with as little as $100 making it ideal for both new
and mature business customers. Plus, super-low account fees are perfect
for an at-home or low transaction business. Visit with a member of State
Bank's customer service team to learn about this new account
A big part of managing your business is managing your cash.
Whether your business is small or large, just starting out or well
established, State Bank has the products and services that will help you
better manage your cash, so you'll have the time to better manage your
- Payroll Direct Deposit
Eliminate the cost of writing and distributing checks, and offer added
convenience to your employees. State Bank's payroll direct deposit
gives you the tools to electronically transfer payroll funds directly
into your employees' accounts, saving time and money associated with
- Depository Transfers
No need to visit the bank, transfer funds electronically between your
accounts at State Bank, or other financial institutions. Next day
transfers are processed electronically between your company accounts.
- Import/Export Capability
Reduce error and save valuable time by eliminating the need to re-key
data with our Import/Export functionality. Manage large ACH files
locally on a spreadsheet for uploading into a batch, or easily import
or export tab-delimited files to spreadsheet applications.
- Electronic Federal Tax Payments
Put the control in your hands. With our Electronic Tax Payments
service, you can directly initiate an "ACH CREDIT" for
different types of federal tax payments, such as 941 payroll tax
deposits. Our system will create the ACH credit to the US Treasury in
accordance with Federal tax payment requirements.
- Collect Payments
Save time and money by replacing invoicing with EFT payments from
authorized consumer accounts. Use our Collect Payments template to
originate EFT payments from your consumer accounts, whether authorized
in writing, by phone, or over the Web.
- Online Bill Pay
Get access to your bank accounts 24x7, 365 days a year with online
Business Bill Pay. Schedule one-time payments, or get better organized
by scheduling your bills in advance – and you can easily retrieve up
to 6 months of your bill payment history for reconciliation. Online
bill pay saves you money and affords you the time to concentrate on
- Sub-User Administration
Be in charge of your business banking with Sub-User Administration.
Save valuable time and increase efficiencies by conveniently assigning
specific account access, dual control privileges, and transaction
limits to your employees independently, without direct communication
with your financial institution.
- Check Imaging
View your checks and deposit slips within your Internet banking
account. No waiting for copies of cancelled checks and helping you
easily track your businesses transactions.
- Notify Me Alerts
This notification feature allows you to designate what type of account
activity, such as overdraft alerts, balance alerts, and large
transaction alerts, you would like to be notified of via e-mail. As
soon as one of your designated events occur, you will immediately be
- Quicken and QuickBooks Download
Download your account history in Quicken WebConnect and QuickBooks
WebConnect file formats. Transactions will be reconciled against any
transactions already entered in your account register, as well as
matched against any transactions you have already entered to eliminate
duplicate download entries.
- Balance Reporting
With this feature, you'll never have to wait for your monthly
statement to reconcile your account register. Balance reporting allows
you to get a full report of the current or previous day's transactions
and easily manage your finances.
View our online demo.
At State Bank, our business is helping
your business prosper. Our Flashback CD is a one-source archive for all
your State Bank financial records. Your monthly checking statements,
canceled check images and deposits are available on one easy-to-access
CD-ROM. Our Flashback CD makes research easy and eliminates the need
for long-term paper storage. Yearly history on all business deposit accounts